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Do Insurance Adjusters Lie?

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The at-fault party’s insurance company will immediately launch an auto accident investigation to reduce their payout.

This investigation includes taking statements from the parties and witnesses and collecting physical evidence, such as photographs and even the damaged vehicles.

While the insurance company attempts to avoid liability, most auto accident victims are left to deal with the personal and financial effects of the trauma. This reality is why it’s important to have a specialist on your side. We won’t let the insurance company take advantage of you.

Most people avoid doctor appointments after a vehicle accident. However, after a severe auto crash, it is important to follow medical advice to give yourself the best and fastest chance to heal.

Seek medical care immediately after an injury and avoid missing appointments with your healthcare professionals.

Your auto accident case value is determined by evidence from several places, especially your doctors. Most people who require treatment will get better; however, some catastrophic injuries require lifelong care.

After an accident, document what future needs may be necessary. It is also important to tell your doctors about past issues.

The doctors need to give opinions about new injuries and prior injuries that were possibly exacerbated. Failure to provide your doctors with accurate information may damage your credibility and undermine your doctor’s findings.

After Lakeland, FL, car accident, you must demonstrate that your injury is permanent to receive compensation for pain and suffering, disability or physical impairment, deformity, mental anguish, inconvenience, or loss of capacity for enjoyment of life.

To be considered a permanent injury, it must include:

A significant and permanent loss of an important bodily function.

Permanent and significant scarring or disfigurement.

An injury that the evidence shows is permanent to a reasonable degree of probability.

Maximum medical improvement is when an injured patient’s condition cannot be further improved or when a healing plateau is reached.

It can mean the patient has fully recovered from their injury, or their condition has stabilized, and no substantial change can be expected. Maximum medical improvement does not mean the patient will not receive future care.

Sometimes, future care is designed to help with functionality or pain levels and will not cure the condition. This kind of treatment following a car wreck is called “palliative care.” Palliative care is a multidisciplinary approach to specialized health care for people with severe conditions.

It focuses on providing patients with relief from the symptom or pain. Such therapy aims to improve the patient’s quality of life.

After getting the care you need, obtaining good advice and counsel is important for your future. Hiring the right personal injury attorneys can make a difference in your case. If you need legal assistance, contact one of our car accident specialists.

If you hire a lawyer on contingency, you will likely pay the same percentage fee whether your lawyer is a first-year lawyer with little or no experience or a board-certified specialist by the Florida Bar.

When filing a claim, you may deal with insurance adjusters who have a priority on their companies and will do anything to protect profits. As such, it’s difficult to understand how insurance adjusters will act when you file a car accident claim to pursue compensation for the damages you sustain.Discussing a case with insurance adjusters can be much more difficult than you expect. Unfortunately, insurance adjusters use various tactics to minimize how much they have to pay out. Here are some of the lies that insurance adjusters say that can impact your claim.

You Don’t Need a Lawyer

Insurance adjusters are quick to act friendly and tell you that you don’t need legal help to get through the process. They say a lawyer will cost you too much money. However, while it costs to hire a lawyer on contingency fees and you pay out of your compensation, hiring a lawyer can actually maximize the amount you may recover in your claim.

An insurance adjuster only hopes that you don’t have an insurance adjuster on your side because they have a higher chance of taking advantage of your rights.

You Have to Accept a Settlement

Insurance adjusters often offer a lowball settlement that doesn’t account for all of your losses. They’ll tell you that if you don’t accept the offer, you can’t get anything else. Never believe insurance adjusters when they claim that you can’t recover more than they offer.

You Have to Provide a Recorded Statement

You have the right to have legal counsel with you when providing insurance adjusters with a recorded statement to prevent them from taking advantage of a vulnerable situation. Make sure you only speak with insurance adjusters with a lawyer and only when you have to.

At Dismuke Law, PLLC, our Lakeland car accident attorneys look out for you. We take car accident cases seriously when you need it most, going above and beyond to protect your rights and pursue the compensation you need and deserve.

Take The Next Step

We Care About Your Recovery

Seriously injured? Have no coverage? We want to talk to you and we can help. We have two convenient office locations in Lakeland and Tampa and can even come to you if you are unable to travel due to your injuries. When you’ve been hurt in Florida, 1-800-ASK-DAVE is the only number you have to remember.

WHAT IS MY AUTOMOBILE ACCIDENT CASE WORTH?
CLICK HERE TO FIND OUT!

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WHAT IS MY AUTOMOBILE ACCIDENT CASE WORTH?
CLICK HERE TO FIND OUT!

Contact Us Today