Workers’ compensation allows people who have been injured while working to secure financial damages while they recover. However, many people find the process of claiming workers’ compensation from their employer confusing, tedious, or even intimidating. If you or a loved one was injured or developed an illness because of your working conditions, you may have grounds to demand compensation for your medical expenses and income loss.
At Dismuke Law, we offer legal representation to workers in Tampa and the surrounding cities in Florida. We can assign a Tampa workers’ compensation lawyer to your case and have them guide you through the claims process. If necessary, we can also prepare your case for trial or handle denial notices on your claim. The first consultation is free when you call.
Workers’ Compensation Can Help You Recover Financial Damages
The Florida Division of Workers’ Compensation (DWC) notes that construction employers, employers of companies that have at least four employees, and agricultural businesses must provide workers’ compensation to their employees if they get injured or develop an illness while working. In Florida, construction workers cannot be “independent contractors” but are instead labeled as employees to ensure their workers’ compensation rights.
With our lawyers’ help, you could secure:
The Totality of Your Medical Expenses
When you notify your employer about your injury, they will then alert their workers’ compensation insurance company about your condition. The insurance company may connect you to a physician included in your employer’s network. Provided you continue receiving medical treatment as referred by your employer’s network, you may receive coverage for:
- Doctor’s appointments
- Emergency care
- Surgeries
- Physical therapy and rehabilitation
- Medical aid equipment
If you choose to see a physician outside of your employer’s network, their insurer might deny coverage for those appointments or treatment sessions. This is not the case in life-or-death situations where you required emergency medical attention.
Temporary Disability Benefits to Cover Lost Wages
If your injuries or illness prevent you from going to work, you may receive temporary disability benefits to recover your lost wages. Temporary disability benefits generally offer up to two-thirds of your average weekly earnings, though you may have options to pursue additional compensation depending on the severity of your injuries or illness.
Permanent Disability Benefits
If your injuries or illness caused you to become permanently disabled, you could receive permanent disability benefits on top of your temporary disability benefits. How much you receive will depend on the type of disability you have, such as whether you have a partial or total disability. You will need an approved physician to confirm your condition and attest that you will not achieve maximum medical improvement (MMI) beyond your disability.
Additionally, you may receive these benefits until you reach the age of 75 years old. However, if you do not qualify for Social Security benefits, you may receive permanent disability benefits to cover your lost wages for the rest of your life.
Vocational Rehabilitation Services
If you can return to work, your workers’ compensation benefits also include vocational rehabilitation services, which allow you to find work that you can do in your condition. Should you require additional training or education, your vocational coach can provide you with these resources.
Our Workers’ Compensation Lawyers Can Manage Your Claim
Hiring a workers’ compensation attorney in Tampa, Florida, can help you ensure your claim is correct and comprehensive. Our legal team offers several services to help clients build their cases.
We Manage Your Case’s Administrative Work
When you allow our legal team to review your case, we can perform the following administrative services:
- Reviewing your employer’s workers’ compensation insurance policy to determine what kind of coverage you may receive
- Reviewing your workers’ compensation application and editing it for any errors
- Helping you collect evidence to support your claim, such as organizing medical testing to confirm your injuries and condition
- Filing for an appeal on your case if you were denied benefits
Our Workers’ Compensation Attorneys Will Represent You
Legal representation from an attorney doesn’t just mean they will represent you in court. When you hire one of our workers’ compensation lawyers, legal representation can also involve:
- Communicating with insurance representatives and other involved parties in your case
- Negotiating with the insurance company so that you receive fair compensation
- Appearing in court hearings or appeal hearings to petition for your right to compensation
- Providing legal counsel so that you can be informed when making legal decisions
If you have further questions about what our services involve, you can speak with a member of our team in a free consultation.
Our Lawyers Can Assess Whether You Can File a Liability Claim
Workers’ compensation in Florida operates on a no-fault system. This means, as long as you were injured while partaking in job-related duties, you can seek compensation. However, if another party’s negligence led to your condition, you can seek compensation through a workers’ compensation and liability claim concurrently.
With a personal injury case, you can recover damages that workers’ compensation doesn’t cover, such as:
- Pain and suffering
- Reduced earning potential
- Emotional distress
- Loss of consortium
- Out-of-pocket costs, such as mileage costs to travel to medical appointments
- The full cost of your lost income
As with your workers’ compensation claim, your personal injury case comes with various deadlines––each of which our Tampa lawyers can handle. For instance, for a personal injury lawsuit, you generally have two years to file, per HB 837.
You Could File a Liability Claim After One of These Incidents
As noted, if another party’s actions or omissions led to your injuries, you can seek damages through a third-party claim. Dismuke Law manages cases related to:
- Traffic accidents, including those caused by drunk driving
- Wrongful death
- Premises liability incidents (such as slips and falls)
- Assaults from negligent security
Securing compensation through a liability claim requires our team to show that because of another party’s negligence, you were injured and incurred losses. We can start building your case from the moment you connect with us.
Facts and Statistics About Workplace Accidents in Tampa
You’re not alone if you suffered a job-related injury. The U.S. Bureau of Labor Statistics (BLS) reported that nationwide, workplace accidents jumped nine percent in a recent year. Some other notable facts include:
- Transportation accidents account for about 35 percent of job-related deaths.
- Most serious injuries and fatal accidents happen in the construction sector.
- Other dangerous fields include the warehousing industry and private transportation sectors.
- Most injured workers in Florida are white, non-Hispanic men between the ages of 45 to 64.
These facts illustrate the severity of workplace injuries and how often they occur.
Begin Your Free Case Review With Dismuke Law
If you or a loved one suffered a work-related injury or illness, you may qualify to receive workers’ compensation. A workers’ compensation attorney in Tampa, FL, from Dismuke Law can review your situation to see how much coverage you could receive based on your employer’s policy, then explain your legal options. If necessary, our personal injury firm can also help you build a lawsuit to fight for your financial recovery.
Call Dismuke Law today for a free consultation with one of our team members to learn how we can help you file for compensation. During this discussion, we can go over your case and explain our services. Don’t hesitate to begin your case today.