How to File a Claim After Being Involved in a Hit-and-Run in Lakeland

The confusion and frustration that follow hit-and-run incidents often leave victims unsure of their next steps, particularly when it comes to legal recourse and obtaining rightful compensation. In Florida, Uninsured Motorist Coverage and Personal Injury Protection (PIP) can be useful in recovering losses related to medical expenses, property damages, and other economic losses.

By working with experienced legal professionals at Dismuke Law, you may mitigate any challenges in recovering compensation, such as slow claim processing or inadequate settlement offers.

How to File a Claim After Being Involved in a Hit-and-Run in Lakeland 

Filing a hit-and-run car accident claim in Florida is complex, but having a clear understanding of the process can make it more manageable. There are two types of insurance coverage that may be beneficial to motorists in these types of cases: 

• Uninsured Motorist Coverage: This is crucial in Florida for hit-and-run incidents. It covers you if the driver responsible for the accident is not identified or doesn’t have insurance, helping with medical costs and other damages.
• Personal Injury Protection (PIP): Florida mandates that all drivers have PIP insurance, which pays for medical expenses and lost wages regardless of fault, providing immediate financial support during the claims process.

The following is a step-by-step guide to filing a claim after a hit-and-run:

1. Notify Your Insurance Company: Inform your insurer about the accident as soon as possible to start the claim. Provide all available evidence and documentation.
2. Submit Required Documentation: Gather and submit all necessary documents, such as medical records, repair receipts and estimates, and the police report. Keeping your paperwork organized is essential.
3. Work With an Adjuster: An adjuster will be assigned by your insurance company to handle your claim. Collaborate with them and furnish any additional details they might need. 
4. Work With a Hit-and-Run Lawyer: Insurance companies are known for lowballing compensation and using recorded statements against accident victims, which is why it is in your best interest to speak with an attorney to protect your rights.

Sometimes, processing claims can be slow, which delays compensation. Maintain regular communication with your insurer to stay updated on your claim’s status. If your claim is disputed or you receive a lower-than-expected settlement offer, consult the legal professionals at Dismuke Law to help negotiate a fair settlement.

Damages Recoverable in a Hit-and-Run Accident  

Victims of hit-and-run accidents often face physical and emotional pain, as well as financial strain. Understanding the types of damages you can legally pursue is crucial for protecting your rights and ensuring adequate compensation. The following are the primary categories of damages typically recoverable in such incidents:

1. Medical Expenses: Compensation for medical costs is a fundamental part of any claim, covering everything from emergency room care and hospital stays to rehabilitation services and ongoing medical treatments required as a result of the accident.
2. Lost Wages: If your injuries prevent you from going back to work, you may seek lost wages. This also extends to diminished earning capacity if your ability to earn a living is permanently affected.
3. Property Damage: This includes repairs or replacement for your vehicle and any personal belongings that were damaged or destroyed in the accident.
4. Pain and Suffering: Unlike economic damages such as medical bills, pain and suffering compensate for the physical pain caused by the collision. This can also include anxiety, depression, and loss of enjoyment of life.
5. Wrongful Death: If a hit-and-run accident causes a fatality, the surviving family members may be able to pursue wrongful death damages. These cover funeral and burial costs, loss of income and support, and loss of companionship.

The skilled attorneys at Dismuke Law can help identify all potential sources of compensation. If the fleeing motorist is located, our legal team may also pursue a lawsuit against the driver to obtain the full scope of the damages you deserve. 

Speak With the Hit-and-Run Lawyers at Dismuke Law 

If you’ve been involved in a hit-and-run accident, taking swift and strategic action is crucial to protect your rights and recover compensation. Filing a claim can be a complicated process, but at Dismuke Law, we’re here to guide you every step of the way. From dealing with uninsured motorist coverage to navigating Florida’s Personal Injury Protection (PIP) system, we ensure that every aspect of your claim is handled with care.

Our team has years of experience negotiating with insurance companies and understands the tactics they use to reduce or deny claims. We’ll fight to maximize your compensation for medical bills, lost wages, and other damages. Contact us today at (863) 250-5050 or through our contact form for a free consultation.